Are there any recurring charges (or other downsides) that come with having a driver's license but not owning a car or regularly driving?
I'm mostly thinking about insurance here. I've been told conflicting information. I live in Florida.
I live with someone who has a driver's license and a car, but I don't have either. I've avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I'd probably die - I have driven before but I really don't think it's something I'd ever get good at.
It's undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.
I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don't own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?
Thanks.
You don't need to get insurance just because you have a license. You can have a license and no car.
It could help you as far as some employers will ask if you have one and a few situations like that.
There's no real downside other than paying for the drivers license test. Even after it expires it'll still work for an ID.
Depends on where you are and what you are doing
In some jurisdictions, the longer you have a lisence / the longer you have one without any tickets or other issues, the cheaper the insurance might be.
If you can afford the test, it might be good to have