The ultimate life hack the government doesn't want you to know

dramaticcat@sh.itjust.works to Lemmy Shitpost@lemmy.world – 786 points –
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Where I'm from almost no one under 25 gets a credit card, because most non-online/prepaid/crypto credit cards have an age or income limit.

Everyone over the age of 12 has a debit card here. I think it promotes healthy spending knowing you have a set limit and immediately see the amount of money change. Overdrafts are also not enabled by default and require an extra package.

Venmo/Cashapp etc are also uncommon here.

Oh yeah, you do need a credit card for some hotels here. So that's a reason I guess?

There are enough that accept upfront payments in cash when you check in.