Why is it apparently cool and fine for insurance companies to spend countless billions, trillions of our money constantly buying ad time?
On every single professional sports game I’ve ever seen, every single show, every single channel. Isn’t this our fucking money you’re meant to give out should, god forbid, something happen?
Why is it even legal to do this? Blowing this money on CONSTANT, DUMB fucking little fucking cutesy fucking skits, not even trying to fucking pitch anything anymore, just burning money on TV and laughing at us while the fucking lemur does epic bants. it makes me so fucking sick, these people should be chained in the dungeons for the rest of their lives.
It’s illegal to not have car insurance so why the fuck do they think we need to see this constant fucking microwaved vomit fucking garbage every fucking second every fucking show every fucking channel??
thank you
While there's certainly no redeeming feature to be found in the advertising industry, I feel like you might be missing the point of insurance. An insurance does not safe-keep "your" money. You pay insurance for a service, you then receive the service and your money is gone, spent, as if you had bought groceries. The service you receive is what is called "coverage" but what is more easily thought of as "immunity against bankruptcy due to X", X being the insurance case. That's what you buy.
Figuring out how to best allocate the money is up to the insurance - it's their money, after all.
Yes, but spending the money creates more of an incentive and more pressure to figure out how to skimp on payouts
The only issue with that is their prices go up if their costs go up. Kind of like how grocery stores claim that theft causes prices to go up. It is their money, though it does feel bad paying them.
i absolutely disagree. the way insurance works is you all pay into it and they use that money for claims. it's literally our money.
Again, you do not "pay into" anything. There's no pool or fund or growing personal account. You buy a service. There is an exchange of goods and services here. As you receive the service, the money ceases to be yours.
Whether or not other people file claims with the insurance doesn't matter, just like it doesn't matter whether or not the baker buys new furniture after selling bread to you. They're not paying the furniture store with your money, they're paying the furniture store with their own money that became theirs as soon as you relinquished it to them in exchange for the bread.