I'm this close to visiting my "local" branch for all my banking.
I'm lucky my banking app works (GrapheneOS), as it's now requiring 2FA with the app anytime I login on the browser. Can't use an actually secure form like TOTP. At least they now allow passwords over 8 characters (yes, serious).
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Just goes "app not supported on rooted devices"
Ah, then there could be a different issue with my banking app. Maybe there's a hope I can solve it then. I just assumed it the custom ROM that was the issue. Then again, maybe they just don't bother letting me know the reason.... :)
It used to be possible (probably still is) to use magisk to get around it for my bank, but I stopped caring after the EU did some laws forcing interoperability between banks so I can just use my other banks app to access the accounts for that bank.
Might be worth looking into!