Sorry, I don't understand the motivation here, you want to not let Google spy on you via their OS, but are perfectly happy to give them your entire payment record?
Not my entire payment record but certainly everything I use my phone to pay for. I'm willing to give Google some of my info as long as I'm in control of what info I'm giving them. Everything I do on my phone is too much. If a 3rd party offered a NFC payment app I'd happily use that over GPay, but until that exists GPay is the only option. Ultimately GPay is safer than using actual credit cards because it's more resistant to skimming. The extra security outweighs the loss of privacy in this specific case. I'm not happy about that but there doesn't seem to be a better alternative at this time.
Sorry, I don't understand the motivation here, you want to not let Google spy on you via their OS, but are perfectly happy to give them your entire payment record?
Not my entire payment record but certainly everything I use my phone to pay for. I'm willing to give Google some of my info as long as I'm in control of what info I'm giving them. Everything I do on my phone is too much. If a 3rd party offered a NFC payment app I'd happily use that over GPay, but until that exists GPay is the only option. Ultimately GPay is safer than using actual credit cards because it's more resistant to skimming. The extra security outweighs the loss of privacy in this specific case. I'm not happy about that but there doesn't seem to be a better alternative at this time.