It's a scam, anyway. I did it once with Progressive when I got my first car. Had good ratings, was promised a solid discount. Next bill comes and it's the same amount as the previous bill. I call them and they say that the rate went up but with the discount it conveniently went back to the old rate.
You can still download and play it. It doesn't get removed from your library.
About the matchmaking, I don't know, sorry.