I'm guilty of this too. I tend to make deals with myself and that works.
You could split the difference and buy it in six months, you'll have nearly half saved in that time, and your housing situation should be more clear if not settled.
I think mentally making the plan gives that future savings a goal and it's easier to part with.
I'm guilty of this too. I tend to make deals with myself and that works.
You could split the difference and buy it in six months, you'll have nearly half saved in that time, and your housing situation should be more clear if not settled. I think mentally making the plan gives that future savings a goal and it's easier to part with.