mouth_brood

@mouth_brood@lemmy.one
8 Post – 52 Comments
Joined 1 years ago

Well. There's gotta be a first time on a new platform. Congratulations

I'm not sure why anyone cares that student loans are being forgiven. It literally harms no one

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That's literally what For Profit prisons are designed for. And it's constitutionally legal:

"Neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist within the United States, or any place subject to their jurisdiction."

For the record, that's fucked up.

We're migrating legacy chat to another platform but only chats since the beginning of 2023 Who the fuck considers less than a years worth of chat legacy. Smh. It's sad to see reddit burn it's foundation to ashes. Lemmy here we come

I can understand that sentiment, sucks to have paid it off and then watch other people get it wiped out. However, wouldn't you it be great for others to not have to go through what you went through, regardless of your sunk cost? Can't we all just empathize and accept that sometimes life sucks but we can correct it mistakes for others moving forward?

this is a problem that we've all created

You mean this is a problem that the boomers and gen x created. THEY are the generations that controlled the corporations whose only concern was profit. THEY are the generations that pushed consumerism with no regard to the natural world. THEY are the generations that elected the politicians that allowed this all to happen. So here come the millennials and zoomers to clean up their mess, just like everything else they fucked up for the rest of us.

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Is the any way to add something like this to my pihole to block all this shit network wide?

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It's getting weirder every day

I'm not being disingenuous, it's a statistic I looked up not too long ago when I was digging into something else. I couldn't care less what someone's sexual orientation or gender identity is. I am just making an observation based on my knowledge that the marginalized group being referred to is appropriately, and probably overrepresented in public.

Maybe I'm in a bubble living in one of the most liberal places in the country, but I see representation on TV, while shopping, in print media, on lemmy (formerly reddit), etc.

The OP is making a claim that there needs to be more representation based on the opinion of a old timer that is clearly conservative. No amount of representation is going to change that person's mind.

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Well, let's do some quick math. Let's count billable hours in a day with a minimum billable hour being 1 hour. If you work a 6 hour work day, and can complete the average task in 15 minutes, that works out to 24 possible billable hours in one day accounting for a total of 90 minutes of actual work.

So yeah, on paper it's actually really easy to "work" 100 hours per week

Mattress, shoes, chair, tires. The things that are between you and the ground

T9 was the shit

I made the jump about 2 months ago for the same reasons you're considering. My job also being very similar in usage to yours. Literally 0 issues so far, couldn't be more satisfied that I made the jump. I went with mint and there was basically zero learning curve for me coming from w10.

Do it.

Scrap it entirely and do what the rest of the civilized world does and provide universal healthcare with the ability to supplement with private insurance. That'll put me basically out of a job, but that's what needs to be done.

My true solution would be the government offering everyone a social safety net for catastrophic events, something like a $20,000 cap on medical bills lifetime, and then pay cash for everything else. That way doctors and hospitals will actually have to compete for our business, true free market, where the quality of service will increase while out of pocket costs decrease. The only area of healthcare where this has happened is with elective services (lasik, tits & ass, lipo, etc) because the doctors are competing for your business. For people with health conditions have them apply for Medicaid.

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Lemmynsfw.com

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It is definitely one of the videos

I feel this deep inside

It's Connect. I've got 6 apps for lemmy currently installed, going back and forth as they continue to update versions, and Connect continues to be my favorite

Upvote for answering and refuting, that's the best way to learn and understand the reality of shit. It's late and I will be back in the am with a reply

Here's the reply edit:

As a baseline for all of my answers, I've been in the health insurance business for over 5 years in which time I've assisted over 3,500 individuals with their health insurance needs. I consider myself an expert in the topic and every response is based on personal experience.

Dropping coverage - Carriers will drop your coverage out of nowhere

Under the ACA that is not allowed. But they can drop you if you have short term junk insurance.

I field at least one call a week from someone that has gone to use their policy with an ACA carrier to find out that the policy has been terminated. The most common reasons are legitimate; failure to make premium payment or failure to submit required documentation. However, in most (not all) instances the carrier fails to notify the individual that there is an issue so they have no idea their coverage has been terminated.

There have also been an overwhelming number of occasions that the coverage has been terminated and there is no explicable reason why it has happened. You are correct that the ACA cannot legally "drop" coverage, but it happens all the time. I have never once seen a Short Term policy terminated for any illegitimate or unknown reason, and if terminated, the client and the agent are always notified of the termination. This is just simply not the case when it comes to ACA, it always seems to be a surprise.

the people on ACA plans generally hate them.

I was on for 2 years and it was pretty good. They had the best drug plan ever. Most drugs cost me $0. Even ones that normally cost $100+ in other plans.

It's great that you've had a good experience, and a lot of people do. I'm not suggesting the ACA is terrible, just that there are a number of issues that get completely glossed over when shitting on the other options out there. Forcing people into one specific type of plan without recognizing the faults to those plans is disingenuous at best.

In regards to the medication you are referring to, of course it worked as advertised, it's pretty inexpensive in the grand scheme of things. If you look back at my comment regarding prescriptions, I'm referring to specialty drugs that have retail prices in the thousands of dollar range. The type of drugs that are required for individuals to survive.

The real reason this is happening is that only the sick and low income individuals are on ACA plans.

Bullshit. Anyone who (1) is not in an employer plan and (2) does not want junk insurance with bad coverage has these plans and is very glad to have them.

Bad coverage is a subjective term. As previously stated, my experience is that the people with what you would consider "junk insurance" prefer them pretty heavily to the options available through the ACA. The whole point is choice, and removing the option for individuals to go outside of the ACA is eliminating that choice.

To expand on my prior comment about sick and low income individuals, I guess you just have to take my word that the majority of the individuals that I work with only go to the ACA if they are not healthy enough to qualify for underwritten health insurance policies, or if they get a huge subsidy making the premium lower than it would be otherwise.

Well, every single time the calendar flips to a new year you have to go through Step Therapy.

This does not happen unless you choose a different insurance. Same as employer insurance or your junk insurance.

Again, the step therapy refers to very expensive medications, and yes the ACA insurance carriers make you go through that process each and every year. They flat out do not want to pay for the drugs and this is their way of attempting to get you to use something less expensive.

Does a 60 year old woman really need maternity?

A 60 year old woman never pays for “maternity”. Plans price their premium by age. They know a 60 year woman won’t need maternity, but will need a lot of other expensive coverage a 30 year old probably won’t. Therefore, the 60 year old woman is charged a ridiculous rate.

The whole point of my comment is to state that going through the ACA does not provide the ability to customize coverage to reduce cost. Again, eliminating choice.

Insolvency

Less likely for ACA

Well, it's happened each of the past 2 years, so I guess it is pretty likely. In my career in the business I've literally never seen a private insurer go insolvent, but I've seen at least a half a dozen ACA carriers disappear. Some of them have been smaller, regional carriers, but Bright Health and Friday Health were nationwide carriers that went insolvent.

Customer service

I had great customer service on ACA.

That's great and I'm glad you were able to get assistance. That's not the case for most people.

You listed 9 things and only 1 out of 9 (network coverage) was a real issue specific to ACA.

Obviously I didn't just pull these issues out of thin air. You are basing your answers on your own personal experience for 1 person (or maybe 1 family). I've got experience with 3,500 individuals and every issue or concern they've ever had, and for me it remains 9/9. The quite literal only downside to Short Term Insurance is the denial of coverage for pre-existing conditions. That's it. One issue. And people with pre-existing conditions should not be on those types of plans.

And that is just because the plans are new.

Not sure what you mean by this. The ACA has been around since 2010 meaning this year's open enrollment will be the 14th on record. The plans are not new by any stretch of the imagination. They've also gotten considerably worse over time with higher deductibles, higher copays, higher max out of pockets, more limited networks, etc.

I'm not saying that Short Term Insurance, what you consider "junk plans" is the best option for everyone out there. It's just not anywhere near as bad as the Biden administration is making it out to be. Give people the option, let them decide what they think is the best fit for their situation and budget.

So is the instance just meant to be an echo chamber? I didn't say anything derogatory or insensitive. I just offered a dissenting opinion on something that came up in my feed on All. I didn't seek this thread out and barge in, I just made a comment on something I saw. Here's the most recent poll I found stating 7%, which isn't really that far off from 5%.

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In rainbows?

So this is material that is free of chemical pesticides?

You just became an ad for mullvad...

So reddit would rather pay hundreds, if not thousands of employees to moderate the site? Seems like a great business decision

He's a Master Debater

Donated! Keep up the good work

How else is the comment supposed to be perceived?

🤣🤣🤣

Same concept applies, now you got shit particles running up your whole body. Wouldn't suspenders touch the ground in the bathroom also... shudders

9% in 30 countries, that's far from globally. And I would guess those countries lean liberal. I used population percentage in my original statement to refute underrepresentation. Even if I use your skewed number of 9%, I think that they are appropriately represented in media

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My default sort is top 12 hours. Keeps the home page fresh, I never seem to run out of good content

Yeah, they were the ones who pioneered streaming

I think it's now overstated how "different" Linux is. I switched to Mint about a year ago and there is basically zero learning curve right out the box.

Stranger Than Fiction, soundtrack by Spoon

I don't know why this hasn't been universally adopted. I love my HUD,

🪙

Nice

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Third party apps made reddit what it is. There was no official app when I joined, and without baconreader I probably would never have become a daily user. Then they launch a piece of shit official app that is clearly only designed to separate it's users from their money. No mod tools, no ADA support, etc. Unfortunately they will survive, but it'll go the way of Facebook or Twitter or any other social media app that went corporate and become a shell of it's former self.

If you're 29 that means you're borderline millennial/gen z. Definitely not blaming you here. You are correct, this has been an issue for our entire lives and the generations before us have done exactly nothing to curtail the destruction of our planet

So you're supporting the fact that the price of eggs has gotten significantly better under the current administration.

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