There's one you can get from a sidequest that follows up on one of the major early plot points (won't say more due to spoilers). Takes a little time but it's worth it.
EDIT: There are apparently two others that come from quests as well, though I can't remember how far into the game they are.
I've had a lot less problems driving motorcycles. The steering issues for KB+M seem really bad with cars, but motorcycles are much easier to handle. As soon as I could obtain a motorcycle I just used that as my primary transportation for my first time playing, made the game a lot easier.