The problem with America’s high homeownership rate

GiddyGap@lemm.ee to News@lemmy.world – -5 points –
axios.com
13

You are viewing a single comment

The argument is mostly valid. But the real point is that capital gains tax needs to change. That would solve the stated problem, without reducing home ownership.

As a result, a majority of the population is literally invested in seeing the value of homes always go up.

This is actually not true. In general, ome owners do not benefit from global house price increases.

Yeah they do. Home equity is a powerful tool.

How do you mean "a powerful tool"? Tool for what?

Collateral, mainly

Oh like a security for further borrowing? Could be.

HELOC loans are a big one

Also reverse mortgage can serve as a supplement or even substitute to retirement savings

It's a financial tool that you can utilize