Disney is gouging customers with a near doubling of subscription costs.
Disney is raking its customers over the coals with a 75% price hike for their annual subscription (originally $80.) People wonder why piracy is on the rise.
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It's unreasonable in the context that while streaming services were intended to be an affordable alternative to cable without sacrificing content variety, having the same level of variety now requires four or five subscriptions. Not an issue unique to Disney, but they and other movie studios have hiked movie rental costs, along with maintaining unreasonable pricing for BluRay releases, as a means of inflating the valuation of their IP catalog.
The fact that — in contrast to having four or five subscriptions over the span of two years— it's economical to run one's own 16TB or 32TB capacity media server (and even subsequently pay for replacement hard drives as needed) demonstrates that the subscription platforms, able to run such servers far more economically per user than anyone can do themselves, are retaining excessively high profit margins in contrast to the compensation paid to the people actually involved in producing content.
I don't think you can fault streaming services for people not properly managing their finances. That's more on the public schools not actually teaching any helpful life skills.