Maryland bill would force gun owners to get $300K liability insurance to wear or carry

politics @lemmy.world – 1021 points – 10 months ago

Maryland bill would force gun owners to get $300K liability insurance to wear or carry | WBFF

Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.

Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.

"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.

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It’s definitely odd seeing the crowd cheering for regulatory capture, that’s certain. Doubly infuriating because this kind of legislation will not solve problems, it’s virtue signaling to anti-gun donors and voters, that just pisses off everyone who has to live with it. How does insurance solve harm? It doesn’t, and I’d argue this is legally untested enough that a carrier can likely find ways to get out from paying.

There’s much better areas to start unraveling this issue, but they’re hard and don’t make quick headlines for clout:

Expand the denied persons categories, including domestic violence, including cops
Actually enforce sentencing for gun charges instead of pleading out, so ‘repeat offender’ laws actually work as designed
Focus funding and diversion efforts at gang members who commit violence in communities, instead of broad, cosmetic centric bans
Stop fetishizing guns as ‘manly’ or ‘powerful’ instead of just the deadly tools they are. Society shares blame here, but gun marketing absolutely took that an RAN with it

Focus funding and diversion efforts at gang members who commit violence in communities...

There it is lmao. Like gangs are the problem.

This isn’t the “racist found, we can dismiss everything said fellas” dog whistle you think it is.

Targeted programs that focus on individuals do exist, and are working. A small number of individuals commit an outsize percentage of the gun violence, so focusing on those people with non-policing efforts can have a large effect.

"It's the black peoples fault".

Half the American women murdered in their last decade were killed by their partner, but there's no "funding and diversion efforts" for white guys who can't control their emotions.