I have my electricity billed directly to my bank account, I hadn't noticed that they haven't charged me for months, and last week I received a payment notification for ~900€. I was... Surprised, to say the least.
I think some things should require human intervention.
Why I will not trust autopay.
There's a phrase you might give useful/insightful.
"Trust, but verify"
I use auto pay extensively so that if I forget (ADHD, yay) it still gets paid. But I do (try to) check every month that all the auto pay stuff did trigger properly.
Also ADHD here. I only use autopay for static payments. Stuff like internet, car payment, etc. Variable ones like credit card payments I choose to manually pay, so I force myself to look at it and make sure I didnt get charged for anything weird. Otherwise, my ADHD will basically never force me to actually go check the accounts, like, ever.
I have my electricity billed directly to my bank account, I hadn't noticed that they haven't charged me for months, and last week I received a payment notification for ~900€. I was... Surprised, to say the least.
I think some things should require human intervention.
Why I will not trust autopay.
There's a phrase you might give useful/insightful.
"Trust, but verify"
I use auto pay extensively so that if I forget (ADHD, yay) it still gets paid. But I do (try to) check every month that all the auto pay stuff did trigger properly.
Also ADHD here. I only use autopay for static payments. Stuff like internet, car payment, etc. Variable ones like credit card payments I choose to manually pay, so I force myself to look at it and make sure I didnt get charged for anything weird. Otherwise, my ADHD will basically never force me to actually go check the accounts, like, ever.
Generally any big bill I want to pay by hand.