Star Citizen Pushes Through the $700 Million Raised Mark and No, There Still Isn’t a Release Date

nanoUFO@sh.itjust.worksmod to Games@sh.itjust.works – 245 points –
Star Citizen Pushes Through the $700 Million Raised Mark and No, There Still Isn’t a Release Date - IGN
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No not at all, it'll be available again after a cooldown period of up to like 45 minutes depending on ship size. Meant to simulate insurance buying you a new ship etc etc

Thanks for your reply. Are his insurance premiums going to go up?

Last I played (couple weeks ago) insurance didn't cost anything. At some point it'll cost in game credits but right now there's no insurance premium. You can spend some credits to expidite the return timer if you can spare it.