But the devil is always in the details, isn't it? Unless, that is, you stop reading as soon as you hear what you want to hear, and don't go any further in the article...
According to Professor Ryo Ogiso of Chou University, prosecutors defer prosecution in 60% of the cases they receive, and conclude the remaining 30% or so of cases in summary trials. This summary trial is a trial procedure in which cases involving a fine of 1,000,000 yen or less are examined on the basis of documents submitted by the public prosecutor without a formal trial if there is no objection from the suspect. Only about 8% of cases are actually prosecuted, and this low prosecution rate is the reason for Japan's high conviction rate.
Trump didn't STOP student loan payments, Trump PAUSED student loan payments. Biden was the President that actually stopped payments by providing real debt relief, while Republicans attempt to block it with all their heart and soul.