Why is it apparently cool and fine for insurance companies to spend countless billions, trillions of our money constantly buying ad time?
On every single professional sports game I’ve ever seen, every single show, every single channel. Isn’t this our fucking money you’re meant to give out should, god forbid, something happen?
Why is it even legal to do this? Blowing this money on CONSTANT, DUMB fucking little fucking cutesy fucking skits, not even trying to fucking pitch anything anymore, just burning money on TV and laughing at us while the fucking lemur does epic bants. it makes me so fucking sick, these people should be chained in the dungeons for the rest of their lives.
It’s illegal to not have car insurance so why the fuck do they think we need to see this constant fucking microwaved vomit fucking garbage every fucking second every fucking show every fucking channel??
thank you
Yes, but car, home (or renters), and health insurance are required for the average person because all of those have a reasonable chance of absolutely bankrupting a regular person for life at any moment.
The alternative is to pay more taxes and have the government provide the insurance, which may or may not be better. There are pros and cons to both.
Either way though, you need the safety net that insurance provides.
Yeah, the "insurance is a scam, just pocket the money, bro" folks really don't understand just how royally fucked someone would be if their house burned down. Sure it's a long shot, but me saving the $1k or so I spend each year on homeowners insurance is not going to cover me when there's $300k in structural damage I have to deal with.
When I was a kid my dads house caught on fire. The fire was caused by old wiring so the insurance claim was denied.
They weren’t worried about verifying the condition of the wiring when they were collecting my dad's insurance payments. And they didn’t return the money he paid into it after denying the claim. So we ended up homeless even after my father had spent all that money on insurance to prevent it.
If he had all those insurance payments in a bank account we could’ve at least afforded a hotel or apartment while we figured out what to do.
I’m aware some insurance is required by law.
Considering publicly traded insurance companies need to make larger profit margins than their previous year. Every year. And the government doesn’t. It’s safe to say the insurance company will deny more claims and you will get less and less than what you pay into it over time.
Either way everyone is better off saving that money so they can actually use it if they need it.
Do not listen to this person’s advice.