What are your "poor person" money life hacks?

return2ozma@lemmy.world to Ask Lemmy@lemmy.world – 305 points –

Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

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Costco rotisserie chicken

But you gotta pay the membership fee. Only worth it if you spend enough to cover that fee in rebates and savings; and then shopping at Costco isn’t what I would call β€œpoor”, but maybe it works out?

There are other grocery stores that have hot food bars and sell the rotisserie chicken, too.

Depending on details, the $5 / month can be well worth it for what options open up. The rotisserie chicken is $5 and significantly larger than the $8-10 chickens anywhere else. If you just get 2 of those per month you could come out ahead.

The challenge with Costco is that the options aren't always so similar. Sure, their price on Charmin is better than anywhere else, but is it cheaper than the Aldi brand? What about their organic vs cheap produce elsewhere? When I got a Costco membership, I did not save any money, but I have been getting better quality stuff. That said, I am not on a tight budget, so my shopping habits are different