I'm working on it, ok?

ickplant@lemmy.world to Memes@sopuli.xyz – 842 points –
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If they're able to and understand that it's important, yeah. If you can't afford to save (ie can't pay basic expenses with money left over for savings), then no.

If you're spending everything you earn, then if you miss a paycheck/get fired you're screwed. If there's nothing you can cut back on to start to save money and there's not a sufficient government safety net - then that's a really dangerous spot to be in.

The first priority when it comes to financial planning is having enough saved so that if you have an unexpected expense or get fired you won't be out on the streets.

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