generulesity

BmeBenji@lemm.ee to 196@lemmy.blahaj.zone – 329 points –

"No one who works here at CapitalOne would ever tip this much so we just wanted to double-check you were of sound mind when you did this! :)"

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Huh? There so so many protections with cards. All of my cards can very easily do a charge back and they’ll fight the charge with the retailer, not you. You only use a PIN for debit cards using a debit transaction because it’s a direct transfer, resulting in no card fees, very much the same as cash. No real credit cards have a PIN.

Edit: ah, I see they weren’t talking about American credit cards. My mistake! Interesting to learn that other countries do though.