Valve confirms your Steam account cannot be transferred to anyone after you die
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techspot.com
If you cannot pass on your ownership rights to your purchased games to your children, then you cannot pass on your copyright either, I guess?
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Honestly it's bullshit, thousands of dollars of games have died with my brother-in-law, and it's just another reason to pirate everything digital you can.
Don't die without a will and don't die without telling family important details/passwords.
Even for unexpected/accidental deaths, this has an easy fix: Put my bitwarden master password on my will.
You're assuming people are organised.
And your 2FA seed phrases