Problem solved

MacN'Cheezus@lemmy.today to Lemmy Shitpost@lemmy.world – 849 points –
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...HOAs hire management companies; management companies issue citations, collect fines, file liens, and foreclose your property...

They can't initiate foreclosure anymore, since around 2005 or thereabouts... But they can still file a lien, and collect on it if foreclosure happens.

...depends upon the jurisdition: in my state, HOAs can foreclose for unpaid assessments but not for fines...

I was told it was federal, but I don't keep up with that stuff anymore, I've been HOA free for the last 9 years...