Portugal has exactly the same system (I've lived in both countries) which has actually even more features (such as letting you pay yours bills at any ATM) than the Dutch one.
I think that at least in Europe the countries were ATMs rely on VISA or Mastercard for inter-bank withdrawals like in the UK and US are the exception rather than the rule.
I was just on the Turkish coast and to my surprise, I found an ING atm. "Sweet, its my bank so I shouldn't have any fees!" I said to my boat driver (who only speaks Turkish).
They charged me like 3%.
ING Turkey ≠ ING Netherlands ≠ ING anywhere else
Oh he spoke other languages, it's just easier to pretend not to