Chase Reserve? Wondering if it’s worth it over the lower tier.
Only if you will use the travel vouchers religiously without forcing it, and really want free drinks and sandwiches during waits at airports. If you will use those things, and it's not a forced thing, 100%, you'll save money vs paying for food/drinks at retail prices.
Why would you not want free drinks and sandwiches?
Because they aren't free if you only get them by paying 400 bucks to spend your money.
Because it's only "free" if you are going to use the services quite a bit already to make the math work out in your favor. If you don't travel twice a year or more there are better cards out there which offer better discounts.
Well considering I travel more than twice a month, it's a great perk.
Wait you get free drinks and sandwiches? Shit I usually pay like $50-70 in the airport bar/restaurant.
Yes. Lounge access is fantastic. You wont get free food every time, but most of the time it's there for you.
Maybe Venture X? I have CSR and don’t think I get Hulu with it. I didn’t think Venture X had it either but I can’t think of other cards with 400 annual fee.
Probably not worth, it has a lot of overlap with other cards. The Ritz card provides better lounge access and the CSP has a 10% point bonus per year I think. I keep it because at an effective $250 annual fee (550 - 300 travel credit) I make more than the CSP from travel spend, where it has a 3x multiplier instead of 2x.
Flights go on Amex Plat, Marriott hotels on Ritz, other travel expenses (namely other hotels) on CSR. If you’re not spending enough on one of those categories the value of that respective card drops, save for the Ritz which is just worth it in every scenario.
Chase Reserve? Wondering if it’s worth it over the lower tier.
Only if you will use the travel vouchers religiously without forcing it, and really want free drinks and sandwiches during waits at airports. If you will use those things, and it's not a forced thing, 100%, you'll save money vs paying for food/drinks at retail prices.
Why would you not want free drinks and sandwiches?
Because they aren't free if you only get them by paying 400 bucks to spend your money.
Because it's only "free" if you are going to use the services quite a bit already to make the math work out in your favor. If you don't travel twice a year or more there are better cards out there which offer better discounts.
Well considering I travel more than twice a month, it's a great perk.
Wait you get free drinks and sandwiches? Shit I usually pay like $50-70 in the airport bar/restaurant.
Yes. Lounge access is fantastic. You wont get free food every time, but most of the time it's there for you.
Maybe Venture X? I have CSR and don’t think I get Hulu with it. I didn’t think Venture X had it either but I can’t think of other cards with 400 annual fee.
Probably not worth, it has a lot of overlap with other cards. The Ritz card provides better lounge access and the CSP has a 10% point bonus per year I think. I keep it because at an effective $250 annual fee (550 - 300 travel credit) I make more than the CSP from travel spend, where it has a 3x multiplier instead of 2x.
Flights go on Amex Plat, Marriott hotels on Ritz, other travel expenses (namely other hotels) on CSR. If you’re not spending enough on one of those categories the value of that respective card drops, save for the Ritz which is just worth it in every scenario.