More couples are choosing a ‘dual income, no kids’ lifestyle

return2ozma@lemmy.world to News@lemmy.world – 778 points –
More couples are choosing a ‘dual income, no kids’ lifestyle. Here's how that changes their finances
cnbc.com
333

You are viewing a single comment

Not sure you should default to burdening your children with elder care duties.

It's crazy how many people have kids because they view them as an eventual resource.

Like, they want the return on investment for bringing a life into this world.

Completely ignoring how much kids cost. Throw that shit in a 401k and you'll be able to retire early, enjoy yourself, and pay for elder care yourself when it's necessary.

Like, if it's just a random explanation they came up with to explain why they have kids it's one thing, but anyone that seriously believes this would be a good plan...

Back in the olden times there weren't 401Ks or other such safety nets. We've advanced but culture is lagging, as it often does.

Back in the day you got a pension from your company job...

And because the focus was on long term health of the company and not just a quarterly increase in profit, companies were around for generations.

Now giant corporations have bought them, destroyed pensions or even just "closed" the company and sold all the equipment and real estate to another that wasn't obligated to pay the pensions....

After the depression, FDR tried to set up Social Security as a "national pension" along with universal healthcare.

Moderate Dems (Dems co trolled all branches back then) stopped it, saying they needed more research before I plementing.

80 years later and the Dem president is still saying it...

401ks are the best available option. That doesn't mean they're better than what we used to have or we shouldn't demand more.

There won't be anyone to care for the elderly or work normal, service, or public service jobs. The economy will crash, and life will feel like a dystopia.

This isn't a hypothetical. There's been a lot of events that cause a sharp population decline. And everytime, the working class make out like bandits because their labor value skyrockets.

The wealthiest lose money, but I'm cool with that.

Maybe if we're lucky the next couple generations won't fuck it up again.

Yes, but those not having kids won't benefit; those who have kids will benefit.

No...

The next generation benefits if there isn't a lot of them.

The parents of the next generation are still raising them, which sucks right now and is expensive.

But expecting them to pay for you in your old age is pretty much the worst reason to have kids, and those people probably aren't going to have kids that want to be involved for very long.

And for some of us, we don't just care about our own offspring, we care about all humans.

And the next generation is going to be a lot better off if overpopulation stops being such a huge problem.

But you keep jumping between defenses for it. It makes it look like your just saying whatever best defends having children.