People younger than 30, what advice would you give to people over 30?

makeasnek@lemmy.ml to Asklemmy@lemmy.ml – 184 points –
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I don't know if it's even possible anymore (heck it's hard for me at 40), but try to put something in retirement funds. If your work as a 401k, try and contribute. If you leave the job, your money can then go to an IRA. How do you do that? Beats me - I have five or six requirement accounts, each topping out at around between $2-5k.

Also, brush your teeth and if you grind them in your sleep - get a dentist to fit you for a mouth guard.

Edit: wow, down votes for teeth health.

Edit edit: reading comprehension isn't my strong suite.

It's because you fucked up the assignment. Under 30 give advice, over 30 receive advice.

He fucked up by revealing his age?

I mean, even without straight up saying his age, the advice is boomer-coded. I'm not even saying it's bad advice. But it's not relevant to the title of the post.

We'll my reading comprehension is quite shitty in the morning. Carry on with the down votes.

I've "rolled" a couple 401ks into a Vanguard account. Just set up a Vanguard traditional IRA (or Fidelity is good too) and follow their instructions. In both my cases my old 401k admin sent me a check and I forwarded it to Vanguard within a certain time frame. If you don't know what fund to choose just pick "Vanguard Target Retirement XX" for whatever year you turn retirement age (Fidelity has equivalents).

The reason I say Vanguard or Fidelity is because they have rock bottom fees and also they are huge so they've worked this out with basically everyone.

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