Maryland bill would force gun owners to get $300K liability insurance to wear or carry
Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.
Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.
"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.
It's obvious you've never lived in the hood lol. Poor income areas usually have the highest crime and often little to no police presence.
I've lived in the hood. BRANDISHING which is what this law for, would have you shot dead. Get the fuck outta here.
Does it say I need insurance to own a shotgun, that is kept in my home? Because thats what I'd be using if I lived in the hood and felt afraid in my home
Many people who conceal carry and actually train with their firearms can draw and fire in about 1.5 seconds. That is fast enough that you won't be shot dead in a lot of situations.
Brandishing is dumb. If someone is going to draw their firearm, it should only ever be in a life or death situation, and they should be justified in using it immediately.
Open carry is also just a bad idea everywhere, not just the hood.
1.5 seconds or not, now everyone knows you own a gun. A gun will never improve a situation.
You are right that guns rarely improve a situation, but sometimes we have to deal with the fact that we live in a cruel world where a lot of people carry guns and are desperate enough to use them on people.
Personally, if I was being robbed and was conceal carrying, I would do everything I could to not escalate the situation. I would just slowly give them my stuff. But if I am trapped in a building with a mass shooter or something, I would rather try to defend my family and myself rather than just waiting to be executed.
I respect your viewpoint on it, though.
I don't believe, and also hope for your own sake, that a situation never arises where you need one. You have every right to be able to do so. In fact, this bill only makes it so in the event something goes wrong; insurance has got you covered.
I sincerely appreciate the well wishes. I hope a situation never arises where I need one, either, and I kind of wish the world and our country wasn't the way it is, but here we are. I also think this bill is not a terrible idea at all, maybe just needs to be ironed out a bit to consider low income people somehow.
I hope you have a great day, and wish you the best in life.
Brandishing and carrying are not the same thing.
Open carrying in the hood is a great way to get shot. Being open about your weapons in the hood is a great way to get robbed.
Semantics.
If it came to you having to use your weapon in the first place, then you're already dead. This bill is a good first step in curbing our rampant gun issues.
This law would also affect concealed carry no?
I never said anything about brandishing. I was responding to the above comment saying poor people don't need to buy a gun.
No one needs a gun, but another barrier to entry is a plus in my book.
Lol reread the article, this is for carrying, brandishing is what is known as a "criminal offense" and is "not covered by such liability insurance." You want "insurance" against your literal crimes get a lawyer on retainer, but I know you're just conflating carrying concealed, laugably, or open, with brandishing, which by all definitions involved particularly the legal (i.e important) ones, they are not the same thing.
My comment was directed at the person claiming having a gun in the hood is a necessity and that this bill stops them from that.
I said brandishing because if you have a gun in the hood, whether or not its tucked in your shorts, holstered and concealed as is legal, or hanging from your balls out in the open, its a bad fucking idea.
Right, but you were the only person in the entire thread to mention brandishing, the comment you replied to is in relation to carrying, open or concealed, as is the article, and the law itself that we're discussing, keep up buddy. Also:
Your comment was directed at him, but about this law, which is what I'm correcting you on.
The hood being underpoliced and over-crimed necessitates the occasional defense of oneself, and the carrying required to do so. You can feel whatever way you want to about that, but sometimes it does have to happen, and does happen, regularly.
He definitely edited his comment though that is besides the point. I most certainly used the term brandishing to illicit this exact response, and I'd say its right. It does not matter whether or not its open carried, concealed, or brandished. Id wager you lots of money that "any time its necessitated to resort to gun violence in the hood" that the person (who "won") eventually lived a short life.
Yeah yeah "he edited it" whatever, I pulled that quote from YOUR comment.
You think brandishing and concealed carry being "the same" is "right?"
https://www.law.cornell.edu/definitions/uscode.php?height=800&def_id=18-USC-25375849-946262285&term_occur=999&term_src=title:18:part:I:chapter:44:section:924
https://www.merriam-webster.com/dictionary/concealed%20carry
Feel free to stop being obtuse anytime, you're fooling nobody but yourself.
Idk I lived in Baltimore for a while. I definitely felt more safe when guns weren't around