Maryland bill would force gun owners to get $300K liability insurance to wear or carry
Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.
Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.
"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.
Idk I need to get insurance for my car because it might hurt someone. I think this makes sense and is a good step. You have a right to own guns but no one said it would be cheap.
If you are poor buying a gun should not be your priority anyways. why do poor people need guns? It's not like they are going out hunting for their food still.
It's obvious you've never lived in the hood lol. Poor income areas usually have the highest crime and often little to no police presence.
I've lived in the hood. BRANDISHING which is what this law for, would have you shot dead. Get the fuck outta here.
Does it say I need insurance to own a shotgun, that is kept in my home? Because thats what I'd be using if I lived in the hood and felt afraid in my home
Many people who conceal carry and actually train with their firearms can draw and fire in about 1.5 seconds. That is fast enough that you won't be shot dead in a lot of situations.
Brandishing is dumb. If someone is going to draw their firearm, it should only ever be in a life or death situation, and they should be justified in using it immediately.
Open carry is also just a bad idea everywhere, not just the hood.
1.5 seconds or not, now everyone knows you own a gun. A gun will never improve a situation.
You are right that guns rarely improve a situation, but sometimes we have to deal with the fact that we live in a cruel world where a lot of people carry guns and are desperate enough to use them on people.
Personally, if I was being robbed and was conceal carrying, I would do everything I could to not escalate the situation. I would just slowly give them my stuff. But if I am trapped in a building with a mass shooter or something, I would rather try to defend my family and myself rather than just waiting to be executed.
I respect your viewpoint on it, though.
I don't believe, and also hope for your own sake, that a situation never arises where you need one. You have every right to be able to do so. In fact, this bill only makes it so in the event something goes wrong; insurance has got you covered.
I sincerely appreciate the well wishes. I hope a situation never arises where I need one, either, and I kind of wish the world and our country wasn't the way it is, but here we are. I also think this bill is not a terrible idea at all, maybe just needs to be ironed out a bit to consider low income people somehow.
I hope you have a great day, and wish you the best in life.
Brandishing and carrying are not the same thing.
Open carrying in the hood is a great way to get shot. Being open about your weapons in the hood is a great way to get robbed.
Semantics.
If it came to you having to use your weapon in the first place, then you're already dead. This bill is a good first step in curbing our rampant gun issues.
This law would also affect concealed carry no?
Lol reread the article, this is for carrying, brandishing is what is known as a "criminal offense" and is "not covered by such liability insurance." You want "insurance" against your literal crimes get a lawyer on retainer, but I know you're just conflating carrying concealed, laugably, or open, with brandishing, which by all definitions involved particularly the legal (i.e important) ones, they are not the same thing.
My comment was directed at the person claiming having a gun in the hood is a necessity and that this bill stops them from that.
I said brandishing because if you have a gun in the hood, whether or not its tucked in your shorts, holstered and concealed as is legal, or hanging from your balls out in the open, its a bad fucking idea.
Right, but you were the only person in the entire thread to mention brandishing, the comment you replied to is in relation to carrying, open or concealed, as is the article, and the law itself that we're discussing, keep up buddy. Also:
Your comment was directed at him, but about this law, which is what I'm correcting you on.
The hood being underpoliced and over-crimed necessitates the occasional defense of oneself, and the carrying required to do so. You can feel whatever way you want to about that, but sometimes it does have to happen, and does happen, regularly.
He definitely edited his comment though that is besides the point. I most certainly used the term brandishing to illicit this exact response, and I'd say its right. It does not matter whether or not its open carried, concealed, or brandished. Id wager you lots of money that "any time its necessitated to resort to gun violence in the hood" that the person (who "won") eventually lived a short life.
Yeah yeah "he edited it" whatever, I pulled that quote from YOUR comment.
You think brandishing and concealed carry being "the same" is "right?"
https://www.law.cornell.edu/definitions/uscode.php?height=800&def_id=18-USC-25375849-946262285&term_occur=999&term_src=title:18:part:I:chapter:44:section:924
https://www.merriam-webster.com/dictionary/concealed%20carry
Feel free to stop being obtuse anytime, you're fooling nobody but yourself.
I never said anything about brandishing. I was responding to the above comment saying poor people don't need to buy a gun.
No one needs a gun, but another barrier to entry is a plus in my book.
Idk I lived in Baltimore for a while. I definitely felt more safe when guns weren't around
YEAH! Stupid fucking poors, if your neighborhood is so dangerous just get a better job and move to a gated community like the one RagingRobot here lives in! You're too poor and stupid to handle protecting yourself anyway and since you're so poor who cares if you die?
Buying a gun only makes your neighborhood more dangerous
@RagingRobot @ArcaneSlime How?
Well it makes it much more likely that someone will be shot for one thing lol. The more guns in the neighborhood the more likely someone is getting shot or a child gets a hold of it by mistake. All kinds of stuff can happen and just introducing a gun to the situation statistically increases the chance someone gets hurt.
@RagingRobot i would prefer a working-class based self-armed force and I will be joining it for revolution. Giving up weapon only makes you unsafe.
Send us your address, all us lemmy users can chip in and and gift you a big big ass weapon for your 14th birthday next year
@SkippingRelax Please be quite if you can't argue my argument directly.
That wasn't an argument, you vomited some words that you read somewhere. That as direct as one can be: grow up
Only weak men need weapons.
This is just might makes right ideaology. What about women? Should they be subjugated to the will of any criminal that happens to be stronger than them?
@agitatedpotato @RagingRobot doesn't count women as human.
Oh my god listen to yourself
@RagingRobot Then who is gonna protect you? Police?
Protect me from who? I have never been in a situation where I need to pull a gun on someone and I never will be. If someone wants to rob me they can I have insurance. They would really have no reason to want to kill me. I'm not anyone's enemy.
What are you so scared of?
@RagingRobot From Nazi's militia, from school shooters, from your boss, your landlord and make sure your insurance really wants to pay for your claim.
Sounds like you scared of nothing? It only proves you are a landlord, business owner, or you are a white man from Nazi's militia.
I only have insurance because it was required to get a mortgage but I am thankful to have it in case I need it. I need a house to live in and I don't need a gun but I'm not even complaining that it's required. So not because I am scared exactly but yeah that's how I deal with risk. In a modern civilized way.
I don't lock myself in my house with a bunch of guns peeking out the window waiting for bad guys to show up. The average person doesn't need to worry about that stuff.
You mean you have never shot your boss or at least your landlord?
@RagingRobot
Great, so if someone tries to kill me I should just let them do it for a marginal "increase" in "neighborhood safety" (not my safety of course after I'm murdered.) That makes sense.
What shitty thing did you do to someone that you think they want to kill you?
What shitty thing did Emitt Till do that made people want to kill him? What shitty thing did Harvey Milk do to make people want to kill him? JFK? MLK?
What shitty thing did you do today? Victim blame.
JFK was surrounded by people with guns and it didn't help him one bit though. I wasn't blaming anyone.
I was questioning why you are so scared?
Oh word and that is what you're putting forth as your theory of "what JFK did to make people want to kill him?" Interesting take on the conspiracy, can't say I agree but you're entitled to your own opinion. Personally I think he wasn't shot at all, his head just did that.
Also, are you really comparing yourself to MLK? You definitely should stay away from guns and sharps.
Haha. No dingus I'm refuting your "point" that "I must've done something to deserve it" that "made these people want to kill me. Do trans people deserve it? The 4 women killed by abusive partners/day, do they deserve it? Foh.
I don't think I made that point unless it was in another thread, sorry I'm dealing with a lot of pro gun idiots at the moment.
"What did you do to make people want to kill you" implies it.
Did I really tell you that?
If guns make neighbourhoods safer, why isn't America the safest country in the world by a huge margin?
Feel free to stay in the violence free paradise that you've found, but don't tell anyone where this mythical utopia is or they'll surely invade.
Don't worry, it's not a secret. It's called "any other wealthy country with gun control (which is basically all of them)".
Sure, it's not exactly violence free but the chances of your child being mutilated beyond recognition by a former "responsible gun owner" are close to zero.
Even in the poorest communities, "gunshots or fireworks" just isn't a thing. Even for the most despised minority groups, "this confrontation could escalate to murder before anyone could intervene" isn't a thing.
It's way better.
Oh word y'all don't have stabbings or rapes or anything in any other country at all? News to me.
Ah gotcha, that's what I thought. Call me when it is.
That didn't take much prodding did it? You've just let slip your contempt for a lower crime rate, fewer murders and no monthly extremist killing as many minorities or children as they can.
I guess all your talk about criminals, rape, self defense and protecting minorities was just bullshit rhetoric after all.
If there's no gun sales in it, you openly don't care.
Lower crime rates can exist in places with high rates of gun ownership, and high crime rates can exist without legal gun ownership at all. It's almost like there are external factors and other differences between these countries that contribute to it, like wealth inequality or lack of social safety nets.
"Ohhh you don't care"
Yeah well you don't care if people get stabbed so we're even then lol.
Cool, sounds like you don't need guns then.
I'm not advocating people carry knives around, nor trying to block laws aimed at reducing knife crime. Are you this easily confused when you're carrying your guns around?
'Cept for we do because said crime.
No no, you say it's fine in other countries because no shooty, but stabby ok, don't walk it back now.