Judge blocks Biden administration rule capping credit card late fees at $8

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Judge blocks Biden administration rule capping credit card late fees at $8 | CNN Business
cnn.com

A federal judge in Fort Worth, Texas, on Friday blocked a new Biden administration rule that would prohibit credit card companies from charging customers late fees higher than $8.

US District Judge Mark T. Pittman, an appointee of former President Donald Trump, granted a preliminary injunction to several business and banking organizations that allege the new rule violates several federal statutes.

These organizations, led by the right-leaning US Chamber of Commerce, sued the Consumer Financial Protection Bureau after the rule was finalized in March. The rule, which was set to go into effect Tuesday, would save consumers about $10 billion per year by cutting fees from an average of $32, the CFPB estimated.

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I want stories like this bombarded at the morons on here saying Biden does nothing and both sides are the same.

This Trump fucker is actively fighting for mega corps.

It doesn't matter to them. They think all they have to say is "Genocide Joe" and they've made their argument.

Yeah, because Donny will surely stand up for Gaza much more than Joe ever did...

They don't like it when you point out that Trump moved the U.S. embassy to Jerusalem, tacitly declaring it to belong wholly to Israel. He's made it very clear what he thinks about Palestine.

And you know 100% that if Biden was against Israel and supported Gaza, they'd bitch and complain and say Biden supports terrorists. Bad faith arguments across the board coming from those worthless shitstains.

Nah, the Trump base doesn't give two shits about Israel/Palestine. And they'll never know Biden ever tried. I'm pretty sure they're still talking about the laptop

Those people aren't Trump voters, they are tankies at best and accelerationists at worst (with a generous helping of foreign sockpuppets too)

They want Donald in office because it is better for China. They don't give a shit about Uyghur genocide or the fact that "socialist" China is producing billionaires.

I miss when MAGAs hated China and Russia. It was the one good thing about them.

They’ve moved on to his executive privilege move to withhold recordings, because there obviously must be something horribly incriminating involving vocal inflection that doesn’t translate to transcripts.

or they don't want to give free sound clips taken out of context for attack ads?

and would you put executive privilege in quotes if it was the broke cheeto man?

That’s how right wing news reports it. I didn’t mean to imply wrongdoing myself. I edited to remove the quotes. I’m in complete agreement of his decision. There’s absolutely no need for the recordings other than to truncate them and use them out of context.

fair enough, i struck out part of my comment, but i'll leave it up for context.

Bandwagoning tiny shit like "credit card fees" is not going to change the number of deaths he has funded. But that never was your concern tho, was it?

It's about "Biden does good thing for us so we can excuse a genocide he's causing"?

Come back when you grow up and you're done circlejerking on petty little things that your team does.

_"Look, I know Biden actively supports genocide. But if you point that out, then really it is you who is the bigger supporter of genocide. By not supporting Genocide Joe, you are actually a Trump voter."_

Give me a break. Maybe you're the problem if your satisfied supporting a party who's political leanings are so flexible that the only metric they cling to is remaining slightly to the left of the GOP, no matter how far to the right that keeps pushing them.

The Democrats are already a center right party. At this rate, when the GOP goes full National Socialist Workers Party, the Democrats will adopt the Tea Party's politics.

But hey, at least they'll still be to the left of the GOP, right?

But hey, at least they’ll still be to the left of the GOP, right?

Correct. They will be to the left of the outright fascists. And it's that or the fascists. By voting for anyone else, you choose the fascists. Sorry, that's reality.

No, the reality is that people like you are helping to craft that very future by refusing to stop supporting the Democrats for even a moment.

Even if stopping for that moment is what is needed to turn the party back into a workers party, and not one that is entirely beholden to it's donor class, because they know the rubes will vote for them no matter what they do.

If you are not inclined to want fascist leaders, and assuming you are a person and not a troll, how do you imagine ceasing to support the less fascist party during an election year will result in less fascism?

We are only driving in one direction. The GOP keeps their pedal to the floor, while the Democrats have been happy just to ease up the gas a little - but not slam on the brakes.

You're saying that it's better to support the Democrats and delay the inevitable arrival at destination Facism.

I'm saying if ever want to hope to flip a bitch, or even just find an off-ramp, the Democratic party has to be retrained on who they respond to. The only way to do that is to make them more responsive to their voters, then to their donors.

When facing down the barrel of the unlimited donations and super PACS of their donor class, the only weapon we have is solidarity in not supporting them, until they learn.

Taking a little medicine now, but with the chance to actually turn this car around, is worth the risk when the other option is just delayed full tilt facism, with occasional letting off the gas for the new Tea Party Democrats, if they aren't already outlawed by that point.

...and if they instead decide that the left cannot be depended on and start courting voters more to the right?

I honestly felt how you feel. I just don't think it's historically worked that way.

Push local reps to the left and Primary the centrists. I'm all for it... but going home because your guy isn't on the ballot is playing a dangerous game right now.

If the country can handle a Republican win, then go back to staying home in protest. But I think, especially at this point in time, that a Trump win would spell the end of American democracy.

You realize that courting the right, and destroying the left, has been the current Democratic party establishments playbook for quite a while already....right?

That was actually part of the Hillary Clinton's campaign strategy. But don't take my word for it, go read up on their well documented belief that they could give up on rural and bluecollar democrats, and replace them with "moderate GOP voters" from the suburbs.

Hint: it didn't work.

So.... you're counterpoint is that if I don't support them, they'll just keep doing what they're already doing?

I disagree. They're behave like that because they can. Because despite their base despising their donor first agenda, the base still turns out for them, more or less.

The only way to correct that, is to retrain them on who's needs they need to be responsive to. Absent becoming a billionaire who supports the 99%, the only way is to not support them, and be vocal about why.

So.... you're counterpoint is that if I don't support them, they'll just keep doing what they're already doing?

Yes, that's my point exactly.

The only way to correct that, is to retrain them on who's needs they need to be responsive to. Absent becoming a billionaire who supports the 99%, the only way is to not support them, and be vocal about why.

Here is the painful truth that I realized back when I thought the way you do: They don't give a flying fuck about us. We're not numerous enough to sit out, be vocal, and hope they feel our absence. They didn't in 2016. They didn't in 2020. They won't in 2024. We're too fringe and too few. They just see us as fickle and hard to please extremists. We'd need to bring way more mainstream people with us to be heard. Hell, Gaza is actually getting some mainstream attention and Biden is still blocking UN action and sending Israel billions in weapons.

The average democrat voter is more than willing to guzzle the party's liberal bullshit. Catering to "independents" and the disillusioned right pulls in more than enough votes to outweigh the left vocally sitting out. Have you watched any mainstream media?

We need to change the party from within. Be present and involved. Vote in primaries for leftists and support them. Run in the primaries if there aren't leftists. The thing is that most voters want leftist policies once they understand how they'll benefit from them.

In the meantime, there legitimately may not be an election in 2028 if this fucking psychopath wanna be mob boss gets another shot at a coup. It won't fucking matter after that - making political change will take civil war.

You mean vote in the Presidential primary that the DNC cancelled this year?

Or did you mean, ignore that they cancelled it, and just vote for Biden like a good little lemming?

Don't be so hysterical. Trump is bad, and I'm under no illusion what another term of his would be like, but he's far too stupid and petty to "end democracy", the Democrats are doing fine at doing that themselves.

I'm not some young radical. I've been through many cycles, and I've worked on more campaigns then most of people have voted in.

And yes, I've worked inside the DNC apparatus and been around contemporary Democratic machine politics nearly my entire life. I have a pretty good idea of what these people are like, because I've known a whole lot of them.

You mean vote in the Presidential primary that the DNC cancelled this year?

You are not arguing in good faith. I obviously mean every fucking Democratic primary in the country... Jesus fuck.

Or did you mean, ignore that they cancelled it, and just vote for Biden like a good little lemming?

I mean make sure it doesn't fucking happen in the future. NOT voting is what the Democratic party expects the left to do. NOT voting is exactly what the right wants you to do. Hell, I'm half convinced that's your goal to begin with. We live in fucked up times with misinformation and manipulation via social media is a powerful tool.

Don't be so hysterical. Trump is bad, and I'm under no illusion what another term of his would be like, but he's far too stupid and petty to "end democracy", the Democrats are doing fine at doing that themselves.

...

he's far too stupid and petty to "end democracy"

I'm sorry, do only smart and reasonable people have the ability to end democracy? The only reason he didn't fucking steal the White House already is because he was to stupid and petty to do it right the first time and the old right wing powers thought he was making them look bad.

This time, they realized he's barely suffered any consequences and they are going all in. He's their shot. They'll suck his dick and hand him a crown as long as it gets them in the door and keeps them in power. He'll do what they want - appoint the judges, issue the executive orders, whatever - so long as he gets that crown and his pile of cash.

Even if Trump manages to peacefully transfer power after an election in 2028, the United States will no longer be a democracy. I'm honestly scared to death of what a less stupid, less petty right wing president could do with the structure the right has been using Trump to put in place. Too much damage will already have been done.

Put out the fire now, do whatever it takes to make sure the lesser of two evils wins, and fix the Democratic party from within. Hell, fix the voting system and go third party, I don't care. Its not like I'm not sick of this shit too. I can't fucking wait for a time when the D's don't have the trumppocalypse to scare voters into giving them a pass for their bullshit.

I'm not some young radical. I've been through many cycles, and I've worked on more campaigns then most of people have voted in.

And yes, I've worked inside the DNC apparatus and been around contemporary Democratic machine politics nearly my entire life. I have a pretty good idea of what these people are like, because I've known a whole lot of them.

Doubt.

https://www.washingtonpost.com/opinions/2024/01/23/biden-primaries-unchallenged/

Yes, they effectively rigged the Presidential primary this cycle for Biden. It wasn't really a secret, was widely covered, and if you aren't aware of that, I don't think you're informed enough to even have this conversation.

I genuinely don't care if you believe me. It wasn't an appeal to authority to get you to change your mind. It was in response to your patronizing "I used to be like you" schtick.

I never said don't vote, not once. I haven't even appealed to others to follow my lead in not supporting Biden.

I have laid out some of my reasons for not supporting Biden, and that is what you find so offensive.

"The lesser of two evils" game will never end. That is the fire, that is how we got Trump in the first place. Continuing to breath life into the existing DNC isn't going to put it out, it's just going to fan the flames.

Wake up and smell smoke.

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Who did Bernie Sanders endorse and vote for since 2016? Did he follow your strategy, or something smarter?

Well, considering that he lost then, and then lost again the same way 4 years later, he's not really the benchmark of effective political strategy that you're acting like he is.

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Ok, I will think on that.

If we're waiting for one party to collapse, it should probably be the fascists.

Likewise, a concerted effort should be able to change the direction of a party. I honestly can't say if that's feasible in American politics.

It's happened multiple times in the past couple decades. Look at how the tea party took over the Republican party. There have also been the blue dog democrats and the Bernie social Dems. They haven't taken over the way the tea party has, but they've both tugged at the direction of the party.

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Who specifically should I vote for that has a chance of beating Donald Trump in November?

Give me a name.

Vote for whoever you want.

My responses were directed at people commenting, unprompted, about how anyone who doesn't support Biden, or buy into his campaign messaging, are either closeted Trump supporters, tankies, or (my personal favorite) foreign socket puppet accounts i.e. Russian bots.

Because obviously they can't be lifelong Democrats who are fed up with current Democratic establishment and see the threat they pose if left unchanged - precisely because we NEED an actual strong leftwing workers party to stand against the GOP.

So, again, you do whatever your conscience tells you.

If your comfortable with a Democratic party that is already fully run by neoliberals, crushes leftists, and only moves further to the right each election, then keep supporting them. That's on you.

Myself, I am going to see which option the Democrats are MOST concerned with i.e. uncommitted vs blank vs a specific 3rd party candidate.

I will also continue to support most of my local and statewide progressive candidates, because I do care, and I'm not whatever fantasy the Biden supporters have concocted so they can dismiss people like me without giving these idea any real thought.

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I want stories like this bombarded at the morons on here saying Biden does nothing

Biden putting up rules and then failing to enforce them because of a predictable Texas appeallate court issuing a predictable injunction amounts to nothing.

Biden had the opportunity to pack the courts back in 2021 and... didn't. He still has the opportunity, right now, while he has a Senate majority.

This isn't just a Biden problem. I could name a dozen of Senate Dems who paved the way for a stacked court, going back to the McCain-friendly Democrats caving to Frist's Nuclear Option back in 2005 (senior senator from Delaware whatsisface notwithstanding).

But this is a kind of learned liberal helplessness, when a guy like Biden can throw you an empty headline and get "See! He tried to do something! We just need to give him 2009 supermajorities before they'll work!" Meanwhile, if any Republican wins any branch of any level of government, that's all they need to eviscerate democracy forever.

I'm more willing to give Biden credit when he's blocked by trump appointed judges than I am when he's blocked in the senate by members of the party he nominally heads.

The Legislative Branch does not report to the Executive Branch, it checks it. If the Senate reported to the President, they wouldn’t be doing their job. Trump’s presidency was a good example of corruption of governmental checks and balances.

The Legislative Branch does not report to the Executive Branch, it checks it.

Do they ever. And you may support legislators based solely on how reliably they kill progressive policy for you, but I don't.

Progressivism is not a contest. Party division weakens us. Just look at how it’s affected the Republican Party.

Stop ordering progressives to be happy with centrism.

I’m not happy with centrism. The term is progressive for a reason. If you abandon all progress short of the goal, you’re not progressing. That just leads to party division, disenfranchisement, and Republican regression. Liberal policies of today were the progressive legislation of the past.

I’m not happy with centrism. The term is progressive for a reason. If you abandon all progress short of the goal, you’re not progressing. That just leads to party division, disenfranchisement, and Republican regression.

Stop trying to redefine "progressive" to mean "slow walking progress."

The government is slow, not the ideals. What you fail to understand is that liberal policies that you take for granted today were the progressive policies of the past. You’ll never reach the goal if you discredit and discard everything that comes up short.

Your willful ignorance to recognize that half the nation is in opposition of liberal and progressive ideals is what leads you to point the finger at those who understand that compromise is necessary when Democrats don’t have full control of the government.

If Democrats could successfully maintain presidential and congressional majority for an extended period, politicians would be forced to become more progressive to capture more of the vote. That requires unity, not division.

What you don’t understand is that liberal policies that you take for granted today were the progressive policies of the past.

I understand that progressives fought for them in the past and centrists didn't, often fighting against them, just like today. Contentment does not produce progress. Which is why people who don't want progress call discontent divisive.

What the successful progressives of the past understood, that you clearly don’t, is that the opposition to progressives and liberals is Republicans. They succeeded in passing progressive legislation through unity.

Find me a piece of successful legislation passed exclusively by progressive members of Congress. I’ll wait.

the opposition to progressives and liberals is Republicans.

That dynamic has changed. The opposition to progressives is liberals and Republicans.

Why don't you tell us who Bernie supported and voted for for president the last few cycles, and then tell us why you think you're smarter than him.

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Slow progress is still progress. It's in the name.

One step forward is a step forward if you ignore all the steps back.

Progressives aren't the one stepping back. We're being dragged back by Republicans. Don't blame us for that shit, we're trying to move forward.

Progressives aren't stepping anywhere thanks to the efforts of centrists and Republicans working together to block progressive policy.

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We don't yet know if he actually did anything here or not, we will find out when the legal challenges are done. On one hand, it may survive, in which case something was actually accomplished, on the other hand, Biden may have wasted a whole bunch of people's time and clogged up the courts even more than they already are.

WTF kind of logic is this? Are you saying he shouldn't even try and just sit with his thumbs up his ass rather than try to accomplish good things because a court may block it? Should we all just throw our hands up and give up doing anything at all?

That's a terrible argument. And love how you blame the obstructionism on the one being obstructed from accomplishing their goals.

So, no, we have already seen the action. He did something. Will the sociopathic fascist a-holes in government overturn the action ALREADY TAKEN is what remains to be seen.

First off, I totally agree the argument you responded to is bad and that Biden is driving toward the right goal.

However, if we disambiguate the specific circumstance here, there is sometimes an argument to be made that the one being obstructed is the problem. Think about how many obviously illegal laws Republicans have pushed through. A recent example would be DeSantis’ “Stop WOKE” act trying to eliminate DEI training in companies. It so clearly goes against federal law about protected classes and was deemed unconstitutional because of the first amendment. I don’t think there’s any chance DeSantis actually believed this act was legal or would be allowed, he just wanted the brownie points of “hurr durr, own the libs.”

There are so many cases of that kind of thing, and I think it’s absolutely fair to be critical of those whose laws are being obstructed when they initiate them in bad faith.

However, like I said, that doesn’t apply in this situation; this law was not made in bad faith, and the Texas court is definitely the problem here. I only bring it up because “blaming the obstructionism on the one being obstructed” can sometimes be a legit argument.

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